Know your wealth. Ask it anything.

The best portfolio tracker for a UK investor should understand ISAs, SIPPs and GIAs, price UK-listed funds correctly, and show investments, pensions, cash and property in pounds.

Portfolio Coach is built around that UK context. It brings your accounts and family portfolios into one clear view, then lets you ask an AI coach questions using the information you have added. It is designed for long-term investors who want to understand their whole financial picture, not place trades.

Yes. Portfolio Coach can track Stocks and Shares ISAs, Cash ISAs, SIPPs, workplace and inherited pensions, general investment accounts, cash, bonds, property and mortgages in one UK wealth dashboard.

Each account stays separate by owner and tax wrapper, while your net worth and asset allocation are calculated across the full portfolio. You can see everything together without transferring or moving investments away from your existing providers.

Yes. Download a Client Transaction Listing from Vanguard's Report Generator and import the Excel file into Portfolio Coach. It rebuilds your account history, holdings, contributions and withdrawals, with current valuations for supported Vanguard funds and ETFs.

You do not share your Vanguard password. Vanguard remains the source of truth, and you can import a fresh report whenever you want to update the transaction history.

Portfolio Coach currently supports read-only Trading 212 connections and Vanguard transaction-file imports. You can add accounts from other providers manually, including pensions, funds, shares, cash and property, with current market pricing where a supported investment price is available.

This means you can still build a complete portfolio even when a bank, broker or pension provider does not offer a suitable connection.

Yes. Portfolio Coach can use the holdings, account wrappers, goals and preferences you provide to review diversification, asset allocation, fund overlap, concentration, cash exposure and retirement assumptions.

Because your context is already organised, you can ask follow-up questions and compare different scenarios without pasting your balances into a new chat each time. Use the analysis to improve your research and questions, rather than as the sole basis for an important financial decision.

Yes. You can model retirement using your pensions, ISAs, cash, property, expected contributions and planned withdrawals, then explore how changing an assumption affects the projection.

Couples can include both partners' finances in the same family plan. Projections are illustrations rather than guarantees, but they make the assumptions visible and give you a clearer starting point for decisions or a conversation with a qualified adviser.

No. Portfolio Coach provides portfolio analysis, research and planning support; it is not a regulated financial adviser and does not manage your money, place trades or promise investment outcomes.

AI answers and projections can be incomplete or wrong, so check important information and use a qualified financial, tax or legal professional when you need regulated or personal advice. The aim is to help you understand your position and ask better-informed questions.

Only use read-only access with any portfolio tracker. Portfolio Coach asks Trading 212 users for Account data and Portfolio permissions only, stores those credentials in encrypted form, and cannot place trades or move money. Vanguard is imported from a report, so you never share your Vanguard password.

We do not sell your personal information. Relevant portfolio context is sent to the AI model provider you select when you ask the coach a question, and no online service can guarantee perfect security. You can disconnect a provider, revoke its key and request deletion of your account data.

Yes. Partners can share portfolios and see a combined family view while keeping account ownership clear. You can also create separate managed profiles for children, parents or other relatives, then view each person's accounts individually or as part of the wider family plan.

Only add or manage another person's financial information with their knowledge and when you have the appropriate authority.

The Free plan includes every portfolio, planning, and family feature plus 10 default-model AI credits every month. No card details are required.

PAYG top-ups start at £5 and never expire. Purchased credits work with every AI model. Founding Plus is £10 a month and includes 1,000 all-model credits each month—twice the PAYG value.